Disclosure
Disclosure and scope of practice
This site publishes insurance claim guidance while earning its money by referring homeowners to a roofing contractor. That is legitimate and common — but the boundaries need to be explicit, because blurring them would be both a legal problem and a dishonest one.
Written and reviewed by Finley L., Texas Roofing Now
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Referral disclosure
Texas Roofing Now is an independent referral service. When you send a free roof inspection request through the form on this site, it goes to a qualified independent roofing contractor operating in the DFW and North Dallas corridor. That contractor — not this site — carries out the inspection, writes the report, meets your adjuster if you ask them to, and does any roofing work you decide to have done.
We may be compensated for referrals. That is the business model, and there is no reason to be coy about it: this site exists because referred inspection requests have value to a roofing contractor. You are not charged for the referral and the inspection is free to you.
You are not obliged to use the contractor we introduce you to. The written report is yours to keep either way, and the checklist on how to vet a roofer in Texas is the one we would want you to apply to them — the same as to anyone else who knocks on your door.
What we are, and what we are not
We are not a roofing contractor. We employ no crews and no inspectors, nobody from this company will be on your roof, and we make no claim to years in business, job counts, licensure or insurance as a roofer, because none of that would be ours to claim. The roofing work is done by the independent contractor we connect you with.
We are not an insurance company. We do not underwrite, issue or interpret policies, and we have no authority over any claim decision.
We are not a licensed public adjuster. Public adjusting — representing a policyholder in a claim and negotiating with their insurer — is a licensed activity in Texas. Neither we nor the contractor we refer you to holds that license, and neither of us does that work.
We are not a law firm. Nothing on this site is legal advice, and no conversation with us creates a professional relationship of that kind.
This matters practically, not just formally. A roofing contractor offering to “handle your claim” or “negotiate with your insurance company” is describing licensed work. If you hear that from any contractor, including the one we introduce you to, the correct response is to ask what license they hold.
What the inspection can do
Everything in this list is carried out by our vetted local roofing partner, not by this site:
- Inspect your roof and photograph every slope, dated.
- Produce a written report describing what was found, in plain English, which you keep regardless of whether you hire them.
- Meet your insurance adjuster on site and walk them through the findings, slope by slope. This is presenting documentation, not negotiating a claim.
- Produce a detailed, itemized estimate of the work the roof requires.
- Identify items an insurer's scope of loss has omitted and document them, so that a supplement request rests on evidence rather than on argument.
- Carry out the work correctly, to code, with the permit your city requires, pulled by the contractor.
What this site does, separately from all of that: explain in general terms and with sources how the Texas claim process works, and connect you with the contractor.
What cannot be done
Not by us, and not by the contractor we refer you to:
- Promise that your claim will be approved, or that any particular amount will be paid. Your insurer decides your claim.
- Negotiate your claim with your insurer on your behalf. That is public adjusting.
- Get a denial overturned. The roofing partner can supply documentation that supports a request for reconsideration. The decision remains your insurer's.
- Give you legal advice, or advise you on whether to accept a settlement.
- Interpret your policy for you. We can tell you what to look for on your declarations page. We cannot tell you what your coverage means in your circumstances.
- Waive, absorb, rebate or discount your deductible. TDI states that contractors cannot legally waive your deductible under Texas law, and House Bill 2102, effective September 1, 2019, reinforced that requirement in the Texas Insurance Code.
- Tell you a universal Texas filing deadline. There is not one. Deadlines come from your policy.
- Tell you what a specific carrier will do. We do not speak for any insurer.
Licensing in Texas
Texas does not license roofing contractors at the state level. The Texas Department of Licensing and Regulation does not administer roofing licensure. There is no state roofing license, no state exam, and no registry to check.
We say so plainly for two reasons. First, we are not going to display a license number while implying it is a roofing credential — and as a referral service we would have no roofing credential to display in any case. Second, a lot of Texas roofing marketing leans on the word “licensed” precisely because most homeowners assume it means more than it does here.
What exists instead is voluntary. The Roofing Contractors Association of Texas describes its program as “a voluntary program designed to build public confidence by recognizing roofing professionals who meet program requirements and pass industry exams”. Manufacturer certifications from companies such as GAF, Owens Corning and CertainTeed work similarly.
This site holds no roofing certification and displays none, because it is not a roofer. Ask the contractor we refer you to what they hold, and verify it — the checklist on how to vet a roofer in Texas is the one we would want you to apply to them, and to us.
Claims we do not make
Texas Roofing Now is a new company. Stated explicitly so nothing on this site can be read to imply otherwise:
- No years in business, founding year, or “serving Texas since” claim.
- No job counts — no roofs replaced, homes served, or claims documented.
- No testimonials, reviews, star ratings or review counts, and no rating markup in the site's structured data. Not a placeholder section, not a hidden one — it simply does not exist here.
- No awards and no Better Business Bureau rating.
- No certifications or license numbers.
- No claim to be the roofer. Nothing here is written to imply that this company inspects, repairs or replaces roofs itself.
About the imagery on this site
We are a referral service with no completed jobs of our own to photograph, and we are not going to borrow anyone else's. So:
- Photographs on this site are licensed stock imagery, used illustratively to show what roofing work and roofing conditions look like generally.
- The damage diagrams are illustrations we produced, and each is labeled as an illustration rather than a photograph on the page where it appears.
- No image on this site is captioned or positioned as our own inspection, our own crew, or our own completed work, because we have no crews and do no roofing work.
- If real photographs of a partner's completed work ever replace the illustrative set — with the homeowner's permission — they will be identified as the partner's, not as ours.
Our commercial interest, stated plainly
We are a referral service, and we may be paid when a homeowner we refer becomes a customer of the roofing contractor. We publish this content partly because it is genuinely useful and partly because we would like you to request an inspection through it. Both things are true and there is no reason to be coy about the second one.
What that interest does not do is bend the content. This site tells you when not to file a claim, tells you a repair is sometimes the right answer, declines to publish price ranges it cannot source, and publishes a guide to spotting bad roofing contractors that applies to the contractor we refer you to as much as to anyone. Our editorial policy sets out the standard in full.
No content here is sponsored by any insurer, manufacturer or third party, and there are no affiliate links to products.
Where to take questions we cannot answer
- Your policy and your claim decision: your insurer, in writing.
- How your claim has been handled: the Texas Department of Insurance takes consumer complaints and runs a consumer helpline on 800-252-3439. That is a state resource and not a number that reaches us. We publish it because it is genuinely the right place for certain questions.
- Representation in a claim: a licensed public adjuster. Verify the license.
- Legal advice, or a coverage dispute: an attorney.
- Contractor misconduct: the Texas Attorney General's consumer protection division, and the Better Business Bureau.
Sources
- Texas Department of Insurance — After hail or windstorms — Deductible waiving is illegal under Texas law; contractor vetting guidance
- Texas Department of Insurance — consumer help — Consumer complaints and the TDI helpline, 800-252-3439
- Roofing Contractors Association of Texas (RCAT) — Voluntary certification program — explicitly not a state license
Related reading
- The Texas roof insurance claim process
What we can help with, and where it stops.
- Our editorial policy
How this content is sourced and reviewed.
- How to vet a roofer in Texas
A checklist that applies to us as much as to anyone.
- About Texas Roofing Now
Who we are and what we deliberately do not claim.