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Articles on storm damage, roofs and Texas insurance claims

Specific questions, answered properly and sourced. Everything here is dated and carries a byline, and anything we could not verify against a primary source is named as unverified rather than smoothed over.

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    Insurance Claims

    Roof Insurance Claim Denied in Texas? What Happens Next

    A denial letter is a decision, not a verdict, and it always contains the reason. Reading that reason properly is the difference between a productive next step and an argument that goes nowhere.

    · 8 min read

    Storm Damage

    The First 72 Hours After a North Texas Hail Storm

    The three days after a hail storm decide how the next three months go. Most of what matters is documentation, and most of the mistakes are made in the first 48 hours — usually by being helpful, not by being careless.

    · 9 min read

    Insurance Claims

    Does Homeowners Insurance Cover Roof Replacement Due to Age?

    This is the question that produces the most disappointment in North Texas, and the Texas Department of Insurance answers it in one sentence. Age alone is not a covered cause of loss — but it changes how much a covered loss pays, and that distinction is where most homeowners get caught out.

    · 8 min read

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